Move, program and store money in Japan
Dollar accounts in any market, settlement in seconds, balances on and off chain. Polygon Open Money Stack adds instant, programmable stablecoin payments to the infrastructure you already run — all through one simple API.
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User NameYou processed $7.98B in transactions this month
Your transaction volume is up 21% compared to last month
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ProcessingMove, program and store money anywhere on Earth
Dollar accounts in any market, settlement in seconds, balances on and off chain. Polygon Open Money Stack adds instant, programmable stablecoin payments to the infrastructure you already run — all through one simple API.
The first new money rail
in fifty years
If your business moves money across borders, you're used to cut-off times, weekend delays, and fees taken by every bank in between. Stablecoins settle in seconds, any day of the year, cost a fraction as much, and can be programmed to move the moment they land.
Move money in seconds
Instant, final, weekends included.
Program every balance
Set the policy. Everything after happens on its own.
Store dollars anywhere
Dollar balances for customers and treasury, even where dollar banking isn't.
A complete stack, or just the parts you need.
Use OMS end-to-end, or integrate individual pieces alongside your existing infrastructure. Open means no forced lock-in — every component works on its own.
01/06
Payins
Accept payments from anywhere your customers are.
02/06
Accounts
Hold balances in a virtual account or a wallet.
03/06
Convert
Convert currencies the moment money moves.
04/06
Orchestration
Route every payment to the cheapest, fastest path.
05/06
Settlement
Settle every transaction onchain in seconds.
06/06
Payouts
Pay out globally in local currency in minutes.
A complete stack, or just the parts you need.
Use OMS end-to-end, or integrate individual pieces alongside your existing infrastructure. Open means no forced lock-in — every component works on its own.
Everything wired together.By us, not you.
Adding stablecoins means assembling and managing a handful of vendor relationships yourself. Polygon OMS is the whole stack, natively integrated, under one roof, for one price.
Without OMS
8 contracts / 8 vendors / 8 APIs
With OMS
1 contract / 1 vendor / 1 API
Banking partner
Fiat rails
KYC vendor
Identity checks
On/Off-ramp
Fiat ↔ stablecoin
Wallet infra
Custody, keys
Liquidity & FX
Conversion, routing
Bridges
Cross-chain
Chain RPCs
Nodes, gas, retries
Payout partner
Local disbursement
VendorsNetwork
1Everything wired together.By us, not you.
Adding stablecoins means assembling and managing a handful of vendor relationships yourself. Polygon OMS is the whole stack, natively integrated, under one roof, for one price.
Without OMS
8 contracts / 8 vendors / 8 APIs
With OMS
1 contract / 1 vendor / 1 API
What teams build on OMS.
The same primitives, composed differently for each business.
- 1Fintechs
Launch accounts and payouts without building a bank.
- 2Neobanks
Offer dollar balances in markets where dollar banking is scarce.
- 3Marketplaces
Split and route payouts to sellers automatically.
- 4Payroll
Pay contractors, sellers, and vendors in their own currency from one balance.
- 5Global merchants
Accept anywhere, settle in the currency you report.
What teams build on OMS.
The same primitives, composed differently for each business.
Fintechs
Launch accounts and payouts without building a bank.
Neobanks
Offer dollar balances in markets where dollar banking is scarce.
Marketplaces
Split and route payouts to sellers automatically.
Payroll
Pay contractors, sellers, and vendors in their own currency from one balance.
Global merchants
Accept anywhere, settle in the currency you report.
It's not our first trillion.
Polygon Chain is the settlement infrastructure powering OMS, battle tested and proven at scale.
LEARN MORELEARN MORE
Trusted by the teams moving money
Polygon Chain is the settlement infrastructure powering OMS, battle tested and proven at scale.
View case studiesView case studies
Build it.Or let your agent build it.
Build with a clean REST API, or give your agent the whole stack in one CLI install. Same infrastructure either way.
Tell us where your money needs to go.
Talk to our team about your corridors, currencies, volumes, and compliance coverage — or read the docs and see the API end-to-end first.