Stripe, a global fintech and software company, is leaning into crypto payments on Polygon Proof-of-Stake network. 

First announced in 2022, Stripe empowers Polygon users to pay with crypto. Stripe leverages Polygon PoS to provide a fast, low-cost, and stable network for users to spend stablecoins. Polygon users can tap easy-to-understand, real-world utility in up to three million stores globally, buying what they love on a network they love. 

With an easy and convenient platform, it’s more seamless than ever for users to pay using USDC, a stablecoin custodied by Circle. 

Stablecoins address real problems for everyday people. Removing volatility allows stablecoins to offer users utility with a consistent 1:1 token ratio to US dollars. That means every single USDC will always equal one US dollar. Recent estimates show a stablecoin market cap soaring to $230 billion in February 2025. 

Part of this growth comes from real world use cases like Stripe’s stablecoin integration on Polygon PoS. Earlier this year, the company doubled down on using blockchain rails for the future of payments, acquiring Bridge for $1.1 billion and signaling its ambition to lead the stablecoin revolution in fintech. 

By charging a 1.5% fee for stablecoin transactions, compared to a 2.9% fee for traditional card payments, Stripe shows the superior capital efficiency of putting payments on blockchain rails. Savings are passed onto merchants while Polygon PoS provides a foundational layer of stability, low-fees, and fast finality.

This cost advantage could encourage millions of businesses to adopt stablecoins, ultimately incentivizing competition and further driving down fees.

Onchain payments have immediate, compelling use cases.

1. Remittances: Sending money across borders becomes less expensive and more transparent, alleviating the hefty fees associated with traditional wire transfers.
2. Contractor payments: Freelancers and gig workers can receive payments directly into a USDC-compatible wallet, fast and capitally efficient.
3. B2B and B2C transactions: Businesses can pay one another with near-instant finality, simplifying supply chains and reducing overhead costs.
4. Everyday purchases: From e-commerce to online subscriptions, stablecoins on Polygon PoS mean near-instant, low-cost checkouts.

The future of payments is already here, with everyday use cases not only possible onchain, but increasingly more practical.

What Stripe brings to Polygon, and what Polygon brings to Stripe

Stripe is a fintech powerhouse building superior user experience for payments on apps and in stores globally. 

Stripe has embraced blockchain rails to evolve and expand its payments offering. Moving into stablecoins makes it easier for businesses to accept digital assets without losing the user-friendly experience that Stripe is known for. And Polygon PoS is helping lead the way.

Polygon PoS is where apps go to break out, providing fast transactions, low fees, and mega-usage. Marquee web3 projects and mainstream companies alike have deployed on Polygon PoS, turning it into one of the most used chains in the world. 

With Polygon PoS, Stripe taps into: 

• a robust developer ecosystem that offers tools and support to streamline the process of building real-world applications; 
• proven stability with breakout applications, from prediction markets to NFTs; and 
• a hub of real-world asset (RWA) tokenization. 

The future of payments is already here

For years, crypto promised to disrupt finance. 

Now, through cost-effective stablecoin solutions and user-centric chains like Polygon PoS, that promise is becoming a reality. 

Stripe’s integration with Polygon shows that stablecoins are here to stay, ready to power transactions for everyone, everywhere. As regulators adapt and merchants see more upside, expect more and more global payment platforms to follow suit. 

This is about meeting real needs in the real world.

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