Move funds globally with stablecoins in one unified stack

Legacy payment infrastructure wasn't built for today: slow settlement windows, opaque fees, and fragmented rails are baked into the last century. The Open Money Stack replaces that foundation with always-on, programmable settlement that works in seconds rather than days. For institutions, that means dropping into existing compliance and banking workflows without rebuilding from scratch. For fintechs, it means taking onchain settlement into production with the reliability and interoperability that real-world payment flows demand.

Yes. The Open Money Stack is built on Polygon’s battle-tested blockchain infrastructure, which already processes billions in stablecoin transfers for fintechs, enterprises, and institutions. Many components of the OMS are already live, designed for high-volume payments, predictable finality, and enterprise-grade reliability. More components, like a single API for easy integration, are forthcoming.

The Open Money Stack is being built to slot into existing infrastructure, not replace it. Whether you're running a neobank, a fintech, or a crypto-native platform, you can bring your existing system and build on top of the Open Money Stack. Choose what you need (Polygon Chain, wallets, on/off-ramp), leave what you don’t, and integrate with ease. Early access is available now.