Money moves through many rails. You only need one API
Every way money comes in is its own integration: a bank rail, a cash network, a card processor, and a compliance vendor wrapping all of it. Polygon OMS gives you each method through one API, ready to hold as dollars or convert to stablecoins the moment you need to move money.
- Bank
- Cash
- Card
- Crypto

Convert
Convert to stablecoins on arrival or hold funds as dollars, ready to convert on your time.

Account Balance
Fiat and stablecoin balances, ready to use.
- Bank
- Cash
- Card
- Crypto

Convert
Convert to stablecoins on arrival or hold funds as dollars, ready to convert on your time.

Account Balance
Fiat and stablecoin balances, ready to use.
The advantages built in
Unique capabilities most acceptance products can't match
Every dollar counts
More margin per dollar in
Add your own fee to every payment you take in, percentage or fixed.
Close to the metal
Fewer intermediaries, so it costs less to take money in.
Usable the second it lands
Money settles in about 5 seconds, ready to spend, no multi-day hold.
Reach more payers
Take cash, onchain
Cash at CVS, Walgreens, or Walmart lands as a balance in seconds.
Persistent addresses
A dedicated address or account a customer can fund again and again.
Built for AI agents
Agents can pay you autonomously, per call, settled in USDC with x402.
Handled for you
Compliance built in
KYC and KYB on every payer, AML screening on every deposit, 48 states.
Reconciliation and refunds
Every deposit auto-reconciles; anything that fails to land refunds automatically.
One integration, one SLA
Accept every method through one integration and one contract.








