The payment solution
for payment solutions

Choose faster, lower-cost, next-gen rails with Polygon.

By the numbers

Stablecoin Supply

3 Billion USD

Average
Transaction Cost

$0.1

Total
Transactions

5.3+ Billion

Local
Everywhere

Globally integrated with exchanges and on- and off-ramps, with crypto-to-fiat conversions in 150+ countries.

Find your center

All upside, no downtime. Polygon is a battle-tested rock of stability that has 99.999% network uptime. 2s blocktimes for near-instant finality and no reorgs.

Fees so small they almost disappear

Industry-leader in low cost stablecoin transfers. Average transactions are a fraction of a penny. We’ll write out the zeros: $.001. 

Build with confidence

Build compliant, build secure. Build with leading enterprises:

Pay and get paid on Polygon

Start Building
MoonPay on Polygon

MoonPay’s developer platform offers APIs and SDKs to embed fiat-on‑ramp, off‑ramp, swap, and NFT checkout experiences directly in Polygon-based apps with secure flows and customizable widgets.

Paymasters with USDC

Circle’s Paymaster enables seamless ERC‑4337 transaction fee payments with USDC on Polygon, letting users cover gas in stablecoins instead of native tokens for a smoother onboarding experience.

Shopify with DePay

DePay’s Shopify plugin empowers merchants to accept thousands of token payments directly in their wallets using behind-the-scenes conversions on Polygon.

Stripe on Polygon

Stripe’s “Pay with Crypto” integration lets developers accept USDC transactions on Polygon then settle in fiat, adding stablecoin support in Checkout, Elements, or Payment Intents.

FAQs

What is Polygon Payments?

Polygon Payments is infrastructure for enabling real-time, low-cost onchain payments using stablecoins and smart contracts. It’s built for businesses that want to optimize global money transfers.

Who is Polygon Payments for?

Polygon Payments serves banks, fintechs, neobanks, payment service providers, ecommerce platforms, and marketplaces that want programmable, efficient global payment flows.

Why Polygon?

Battle-tested, low-cost, widely adopted, and globally integrated across financial tooling—with a roadmap to bringing payments to Internet scale. New blockchains promise performance; Polygon has delivered it at scale for years.

What are the best use cases for blockchain payments?

Cross-border payments, P2P transactions, FX optimization, treasury management, merchant settlement, programmable commerce, smart contract-based loyalty, and more. Tap into Polygon’s speed and capital efficiency.

What stablecoins are available on Polygon?

Every leading stablecoin with considerable depth: USDC, USDT, and more—including 30+ non-USD stablecoins issued natively on Polygon and supported across hundreds of wallets, onramps, and DeFi protocols. Polygon has the most monthly active users of any USDC chain.

How fast is settlement on Polygon?

~5 seconds.

Can I settle in fiat currency?

Yes. Payments on Polygon can integrate with fiat offramps, PSPs, or stablecoin redemption partners to enable fiat settlement on either end.

Can I use my existing PSP or acquiring bank?

Yes. Polygon can integrate with your existing PSP, acquiring bank, or treasury provider, enabling onchain payments without overhauling your stack.

What wallet options are supported?

All major self-custodial and embedded wallets, as well as institutional custody solutions and SDKs for custom integrations. If your wallet is Ethereum-compatible, it works with Polygon.

How can marketplaces use Polygon?

Marketplaces can disburse seller payouts in real time, reduce chargeback risk, automate escrow, and expand to global sellers without legacy banking friction.

How can ecommerce businesses benefit?

Use Polygon to reduce payment processing fees, eliminate chargebacks, and unlock programmable loyalty, affiliate payouts, and dynamic pricing via smart contracts.

How can fintechs and neobanks leverage Polygon?

Offer 24/7 payments, instant FX, crypto-native treasury, and tokenized financial services natively in your app with programmable stablecoin flows.

How can traditional banks get started?

Polygon offers sandbox environments and enterprise integrations to pilot stablecoin-based services such as interbank transfers, onchain settlement, and tokenized deposits.

Ready to launch crypto payments?

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