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Polygon Open Money Stack (OMS)

The enterprise-ready stack for regulated on-ramps, compliant wallets, and blockchain settlement. Get early access

OMS Solutions

Polygon Chain

The go-to settlement layer to move money globally

Crosschain Interop

1-click cross-chain transactions

Wallet Infrastructure

Seamless enterprise-grade wallets for any use case

On-/Off- Ramps

On- and off-ramps for fiat and physical cash

Polygon CDK

Multistack toolkit for building ZK-powered, high-performance chains

Polygon Agglayer

Cross-chain settlement layer unifying liquidity and users of any blockchain for interoperability and growth

Polygon Vaultbridge

Turns TVL into sustainable, chain-native revenue

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Cross-border payments

Instant, stablecoin-powered cross-border settlement. No correspondent banks, no delays.

Tokenization & RWAs

Bring real-world assets onchain with compliant, programmable infrastructure.

Stablecoin Commerce

Accept and settle in stablecoins globally. No FX risk, no intermediaries.

Global Payroll

Pay anyone, anywhere. Settle in stablecoins, arrive in local currency.

Treasury management

Stablecoin-native treasury rails. Real-time visibility, zero intermediaries.

Dollar access

Give users in any market access to dollar accounts and stablecoins.

Industries

Fintechs

An EVM enabled sidechain

Financial Institutions

An EVM enabled sidechain

Retail

An EVM enabled sidechain

Enterprise

An EVM enabled sidechain

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About Polygon

Hear our origin story and meet our team

Blog

Get the latest updates

Contact

Reach out with any questions

Vision

Polygon's vision for the Open Money Stack

Careers

Find your dream job

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Agent CLI

Give your AI agents full on-chain superpowers with one CLI.

Staking

Participate in securing the Polygon network

Airdrops

Secure Polygon PoS and participate in Quest and Community Airdrops

Portal

Bridge, swap and manage assets on Polygon

POL Token

The token that powers the rails for millions of transactions every day

Polygon Wallet

Send, receive, and manage assets on Polygon.

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Payments & Polygon Chain docs

Crosschain Interoperability docs

Wallet Infrastructure docs

Agglayer, Vaultbridge & CDK docs

Agentic Wallet Docs

Stake Pol

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Reports

June 23, 2026

The Future of Banking Infrastructure

Banking modernization programs stall at three points: regulatory uncertainty, data sovereignty concerns, and the organizational complexity of moving legacy core systems. This report covers a validated implementation roadmap for all three with architecture patterns from DBS, Standard Chartered, Citi, and BlackRock. Get the guide in your inbox.