Custodial wallets built to move money on behalf of your customers.

Accept fiat, convert to stablecoins, and settle anywhere in the world without building custody infrastructure.

Multichain support built in

Settlement rails your customers never have to see.

Compliance-ready wallet infrastructure

Up and running in three steps

Step 1: Onboard customers

The licensed partner handles KYC in the background so your team can focus on building.

Step 2: Spin up wallets

Every customer gets a wallet the moment they onboard. Ready to accept and route money from day one.

Step 3: Move money

Your platform triggers payments, settlements, and cash ramps through one API. Your customers just see money moving.

Built for platforms that move money

01

Cash ramp providers

Platforms that drive customers between fiat and stablecoins. The custodial wallet underneath every deposit and withdrawal, invisible to the end user.
01

Cash ramp providers

Platforms that drive customers between fiat and stablecoins. The custodial wallet underneath every deposit and withdrawal, invisible to the end user.

02

Remittance companies

Send money across borders with USDC, USDT, and more. Cross-chain routing handled automatically.
02

Remittance companies

Send money across borders with USDC, USDT, and more. Cross-chain routing handled automatically.

03

Treasury & B2B settlement

From zero to live stablecoin payments in days with SDKs in every language your team uses.
03

Treasury & B2B settlement

From zero to live stablecoin payments in days with SDKs in every language your team uses.

04

Payment platforms

Collect funds and pay out to thousands of recipients anywhere in the world instantly. One API handles every payout regardless of destination or volume.
04

Payment platforms

Collect funds and pay out to thousands of recipients anywhere in the world instantly. One API handles every payout regardless of destination or volume.

Everything the regulators require. None of it on your books

01

Money transmitter license

No custody license required

The licensed partner holds the MTL so you can offer stablecoin payments in regulated markets without applying for a license yourself.

02

KYC and compliance

Built for global deployment

Your onboarding leans on the licensed partner's KYC infrastructure and compliance team. Your product absorbs the deals and absorbs low-compliance overhead.

03

Custody

Users who own their funds stay longer

The licensed partner holds the keys and the assets. You offer a full wallet experience to your customers without taking on custody obligations.

One complete stack

Payins & payouts baked in

Convert fiat to stablecoin and back through the Open Money Stack. Local rails wired in on both ends.

Any chain, any asset

Works across 50+ blockchains. Customers can bring their own wallet, or use yours. Bridges, swaps and approvals routed automatically in a single user action.

Fits your codebase

Ship in TypeScript, Swift, Kotlin, React Native, C, or via REST API. One wallet, every codebase your team uses.

Enterprise-grade wallet security

01

Recovery

Integrated account recovery so your users don't lose access and your team doesn't hold keys.
01

Recovery

Integrated account recovery so your users don't lose access and your team doesn't hold keys.

02

Proven in production

Independently audited at every release. Built with licensed custody partners. Battle-tested in production since 2021.
02

Proven in production

Independently audited at every release. Built with licensed custody partners. Battle-tested in production since 2021.

03

Enterprise-grade security

Wallet keys are generated and stored in AWS Nitro secure enclaves. Never exposed to Polygon, your software, or your team.
03

Enterprise-grade security

Wallet keys are generated and stored in AWS Nitro secure enclaves. Never exposed to Polygon, your software, or your team.

FAQ

Frequently asked questions.

01
With custodial wallets, Polygon holds and manages private keys on behalf of your platform. Your customers never interact with keys or wallets directly — they see a standard payment experience while Polygon handles the onchain operations.
02
The custodial wallet integrates with KYC/AML tooling, supports Money Transmitter License (MTL) requirements, and provides treasury and B2B settlement. None of the compliance overhead lands on your books.
03
Operations cover 48 US states via Coinme licensing, with international coverage expanding. Contact the team for corridor-specific availability.

If you don't see your question answered here, reach out to our support team, we're always happy to help.

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Modernize your payments. Integrate wallet infrastructure.