Multichain support built in
Settlement rails your customers never have to see.
Compliance-ready wallet infrastructure
Accept cash, convert to stablecoins and off-ramp back to cash through licensed partners. The full fiat loop, without holding any of it yourself.
Give every customer a named account they can receive payments into, hold balances, and settle from without a banking license.
Run treasury operations in stablecoins and settle to merchants, partners, and suppliers in their local currency on demand.
Move money on behalf of your customers entirely through your backend. Your platform stays in control of every transaction.
Up and running in three steps
The licensed partner handles KYC in the background so your team can focus on building.
Every customer gets a wallet the moment they onboard. Ready to accept and route money from day one.
Your platform triggers payments, settlements, and cash ramps through one API. Your customers just see money moving.
Built for platforms that move money
Cash ramp providers
Platforms that drive customers between fiat and stablecoins. The custodial wallet underneath every deposit and withdrawal, invisible to the end user.
Remittance companies
Send money across borders with USDC, USDT, and more. Cross-chain routing handled automatically.
Treasury & B2B settlement
From zero to live stablecoin payments in days with SDKs in every language your team uses.
Payment platforms
Collect funds and pay out to thousands of recipients anywhere in the world instantly. One API handles every payout regardless of destination or volume.
The licensed partner holds the MTL so you can offer stablecoin payments in regulated markets without applying for a license yourself.
Your onboarding leans on the licensed partner's KYC infrastructure and compliance team. Your product absorbs the deals and absorbs low-compliance overhead.
The licensed partner holds the keys and the assets. You offer a full wallet experience to your customers without taking on custody obligations.
One complete stack
Convert fiat to stablecoin and back through the Open Money Stack. Local rails wired in on both ends.
Works across 50+ blockchains. Customers can bring their own wallet, or use yours. Bridges, swaps and approvals routed automatically in a single user action.
Ship in TypeScript, Swift, Kotlin, React Native, C, or via REST API. One wallet, every codebase your team uses.
Enterprise-grade wallet security
01
Recovery
Integrated account recovery so your users don't lose access and your team doesn't hold keys.
02
Proven in production
Independently audited at every release. Built with licensed custody partners. Battle-tested in production since 2021.
03
Enterprise-grade security
Wallet keys are generated and stored in AWS Nitro secure enclaves. Never exposed to Polygon, your software, or your team.
Frequently
asked questions.
What does custodial mean in the context of Polygon wallets?
With custodial wallets, Polygon holds and manages private keys on behalf of your platform. Your customers never interact with keys or wallets directly — they see a standard payment experience while Polygon handles the onchain operations.
What compliance infrastructure comes with the custodial wallet?
The custodial wallet integrates with KYC/AML tooling, supports Money Transmitter License (MTL) requirements, and provides treasury and B2B settlement. None of the compliance overhead lands on your books.
Is the custodial wallet available globally?
Operations cover 48 US states via Coinme licensing, with international coverage expanding. Contact the team for corridor-specific availability.
