Multichain support built in










































Hold it. Move it. Grow it
Full embedded wallet capabilities, built for production
Every customer gets a stablecoin-powered balance inside your product they can hold, spend, and grow without ever leaving your app.
Users can send money to anyone anywhere in the world instantly.
With curated DeFi strategies on idle balances, customers stay in your app and watch that balance grow. You keep them engaged without doing the heavy work.
Your customers approve once. Subscriptions, sweeps, and payouts run automatically inside the limits they set.
Set spending limits, approved counterparties, and blocked transaction types at the wallet layer. Your compliance rules enforced automatically before any transaction executes.










Up and running in three steps
Your customers sign up with email, phone, or social login. A wallet is created for them instantly.

Every customer gets a wallet the moment they onboard. Their funds are fully theirs from day one.

Your customers send, hold, and earn from inside your product. No crypto backend visible.

Users control their finances, inside your platform
Fintechs
Launch stablecoin account products your users can hold, spend, and send globally without building custody infrastructure.
Neobanks
Give every customer a dollar balance they can hold and grow inside your app. Go global without a banking license.
Remittance companies
Send money across borders instantly on stablecoin rails. Your customers get faster, cheaper transfers.
Marketplaces and platforms
Pay out to sellers, creators, and contractors anywhere in the world instantly without managing payout infrastructure.

Your users hold their own funds so custody never lands on your books. Launch and scale without applying for a license or building compliance infrastructure.
Non-custodial wallets work anywhere in the world without local banking relationships or market-specific compliance overhead. Ship once, reach everywhere.
Users with a wallet they control are more engaged and less likely to leave. A balance they can grow gives them a reason to come back every day.
One complete stack
Convert fiat to stablecoin and back through the Open Money Stack. Local rails wired in on both ends.

Works across 50+ blockchains. Customers can bring their own wallet, or use yours. Bridges, swaps and approvals routed automatically in a single user action.

Ship in TypeScript, Swift, Kotlin, React Native, C, or via REST API. One wallet, every codebase your team uses.

Enterprise-grade wallet security
01
Recovery
Integrated account recovery so your users don't lose access and your team doesn't hold keys.
02
Proven in production
Independently audited at every release. Built with licensed custody partners. Battle-tested in production since 2021.
03
Enterprise-grade security
Wallet keys are generated and stored in AWS Nitro secure enclaves. Never exposed to Polygon, your software, or your team.
Frequently
asked questions.
How does Polygon's embedded wallet handle user recovery?
Through passkeys, social auth, and timed recovery keys via Smart Sessions. Users recover access the same way they would on any modern app — no seed phrases required.
What chains does the embedded wallet support?
The Polygon embedded wallet supports 50+ chains and is built natively on Polygon Chain, with full EVM compatibility.
Can the embedded wallet UX be customised for my brand?
Yes. The embedded wallet SDK is fully white-labelled — your brand, your UI, with Polygon's infrastructure running underneath.


















