Give every user a wallet they own inside your product

Non-custodial wallets that give your users full control and your platform global reach from day one.

Multichain support built in

Hold it. Move it. Grow it

Full embedded wallet capabilities, built for production

Hold it. Move it. Grow it

Full embedded wallet capabilities, built for production

Hold balances

Every customer gets a stablecoin-powered balance inside your product they can hold, spend, and grow without ever leaving your app.

Send globally

Users can send money to anyone anywhere in the world instantly.

Earn yield

With curated DeFi strategies on idle balances, customers stay in your app and watch that balance grow. You keep them engaged without doing the heavy work.

Automate payments

Your customers approve once. Subscriptions, sweeps, and payouts run automatically inside the limits they set.

Policy engine

Set spending limits, approved counterparties, and blocked transaction types at the wallet layer. Your compliance rules enforced automatically before any transaction executes.

Up and running in three steps

Step 1: Onboard customers

Your customers sign up with email, phone, or social login. A wallet is created for them instantly.

Step 2: Spin up wallets

Every customer gets a wallet the moment they onboard. Their funds are fully theirs from day one.

Step 3: Move money

Your customers send, hold, and earn from inside your product. No crypto backend visible.

Users control their finances, inside your platform

Fintechs

Launch stablecoin account products your users can hold, spend, and send globally without building custody infrastructure.

01

Neobanks

Give every customer a dollar balance they can hold and grow inside your app. Go global without a banking license.

02

Remittance companies

Send money across borders instantly on stablecoin rails. Your customers get faster, cheaper transfers.

03

Marketplaces and platforms

Pay out to sellers, creators, and contractors anywhere in the world instantly without managing payout infrastructure.

04
Your users own it. Your platform grows from it
01
No custody license required
No custody license required

Your users hold their own funds so custody never lands on your books. Launch and scale without applying for a license or building compliance infrastructure.

02
Built for global deployment
Built for global deployment

Non-custodial wallets work anywhere in the world without local banking relationships or market-specific compliance overhead. Ship once, reach everywhere.

03
Users who own their funds stay longer
Users who own their funds stay longer

Users with a wallet they control are more engaged and less likely to leave. A balance they can grow gives them a reason to come back every day.

One complete stack

Payins & payouts baked in

Convert fiat to stablecoin and back through the Open Money Stack. Local rails wired in on both ends.

Any chain, any asset

Works across 50+ blockchains. Customers can bring their own wallet, or use yours. Bridges, swaps and approvals routed automatically in a single user action.

Fits your codebase

Ship in TypeScript, Swift, Kotlin, React Native, C, or via REST API. One wallet, every codebase your team uses.

Enterprise-grade wallet security

01

Recovery

Integrated account recovery so your users don't lose access and your team doesn't hold keys.

02

Proven in production

Independently audited at every release. Built with licensed custody partners. Battle-tested in production since 2021.

03

Enterprise-grade security

Wallet keys are generated and stored in AWS Nitro secure enclaves. Never exposed to Polygon, your software, or your team.

FAQ

       Frequently
asked questions.

If you don't see your question answered here, reach out to our support team, we're always happy to help.

contact us
01

How does Polygon's embedded wallet handle user recovery?

Through passkeys, social auth, and timed recovery keys via Smart Sessions. Users recover access the same way they would on any modern app — no seed phrases required.

02

What chains does the embedded wallet support?

The Polygon embedded wallet supports 50+ chains and is built natively on Polygon Chain, with full EVM compatibility.

03

Can the embedded wallet UX be customised for my brand?

Yes. The embedded wallet SDK is fully white-labelled — your brand, your UI, with Polygon's infrastructure running underneath.

If you don't see your question answered here, reach out to our support team, we're always happy to help.

contact us

Modernize your payments. Integrate wallet infrastructure.