How does stablecoin payroll work for global contractors?

Platform operators send USD via ACH, wire, or RTP from existing bank accounts. Polygon Open Money Stack converts to USDC and delivers to a self-custodial wallet for each contractor. Contractors receive USD-denominated digital accounts with no seed phrases or blockchain knowledge required.

Does adding stablecoin payroll require changing treasury processes?

No. Platform operators send USD from existing FBO accounts via ACH, wire, or RTP. Open Money Stack handles conversion, compliance, and delivery. Nothing about your treasury process changes.

What compliance coverage does Polygon provide for global payroll?

Coinme, a FinCEN-registered US Money Services Business, provides approximately 46-state MTL coverage. One integration inherits KYC, AML monitoring, and OFAC screening without building a compliance team.

Who is Polygon global payroll built for?

Global payroll platforms, HR and workforce software, contractor payment platforms, and EOR and COR operators that need to pay international contractors without managing crypto or changing banking infrastructure.

User interface showing a money transfer form with recipient Contractor A, amount 1.500 USD, payment method ACH, and recipient currency USDT stablecoin selected.

Add stablecoin payroll to your platform

Send stablecoin transfers through your bank and deliver to any contractor. Your treasury process stays the same.

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The problem

Banks have limited working hours. Contractors in global markets wait longer, pay worse FX, and struggle to access USD value. Fixing this usually means building regulated infrastructure country by country.

Open Money Stack closes the gap with one integration. No need for you to ever touch crypto.

FEATURES

What you get

Keep your treasury workflow

Send USD via ACH, wire, or RTP from your existing account.

Works with any crypto wallet, or we create one

Paste in the recipients wallet address or enable creators to easily spin up a simple wallet to receive if they don’t have one.

Build with compliance support

Conversion happens on the backend, with the necessary licensing and controls.

No web3 complexity

The Open Money Stack seamlessly handles US dollar to stablecoin conversions and onchain transfers through a single API. No seed phrases, gas management or blockchain knowledge required on your end.

How it works

If you use Polygon Chain, it confirms settlement in about 5 seconds and you’ll pay no network or gas fees. You can settle 24/7, including weekends and holidays.

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Your platform sends via any bank rails