How does 24/7 cross-border treasury settlement work?

Polygon Open Money Stack settles treasury funds on Polygon Chain with approximately 2-second finality, 24 hours a day including weekends and holidays. On-chain confirmed stablecoins constitute good funds, eliminating the need to pre-position capital in nostro accounts.

Does Polygon cross-border treasury require prefunding?

No. Stablecoin settlement on Polygon removes the need to pre-position capital. Capital is freed until the moment of transfer, unlike correspondent banking which requires funds locked in nostro accounts around the clock.

What compliance certifications does Polygon Open Money Stack hold for treasury use?

Polygon Labs is ISO/IEC 27001:2022 certified. Coinme, the licensed US Money Services Business partner, holds SOC 2 Type I certification with Type II in progress, plus FinCEN MSB registration and approximately 46-state MTL coverage.

Who is cross-border treasury settlement built for?

FX banks and treasury operators, PSPs and MSBs managing multi-currency flows, regional banks with cross-border settlement needs, and neobanks replacing correspondent banking infrastructure.

24/7 Cross-Border Treasury Settlement

Settle cross-border treasury funds 24/7 with low-cost fiat ramps and stablecoin conversion

Your treasury keeps moving when correspondent rails stop. Settlement on Polygon clears in under 5 seconds, any hour of the day.

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The problem

Cross-border funds get locked on weekends and stop when banking does. Stablecoins introduce new mechanics.

FEATURES

What you get

Settle 24/7 with sub-5 second finality

Stablecoin settlement on Polygon clears at any hour. No correspondent banking, weekend cutoffs or holiday closures.

No crypto complexity

The Open Money Stack seamlessly handles US dollar to stablecoin conversions, onchain transfers, and wallet management through a single dashboard and API.

An audit-ready platform

Built in receipts, traceability, and multi-step payment approval workflows.

Cost Effective FX

Coming soon

Exchange stablecoins for hundreds of other local currencies to move your own corporate funds, or pay and get paid over local bank rails.