DeCard Unlocks Stablecoin Payments for 150M+ Merchants Globally, Powered by Polygon

tl;dr

• DeCard, a next-gen card platform by DCS (formerly Diners Club Singapore), has integrated on Polygon 
• Users can make USDT0 and USDC deposits directly into DeCard and DeCard Luminaries accounts and spend  instantly at over 150 million merchants worldwide 
• This is one of the largest real-world rollouts of stablecoin utility to date, bringing speed, affordability, and mainstream usability to stablecoins
• Cements Polygon’s position as the leading network for stablecoin payments

DeCard by DCS, a new-generation payment card designed for stablecoin use in the real world, is integrating on Polygon to make stablecoin spending instant and borderless.

Through this collaboration, DeCard has integrated support for the Polygon Proof-of-Stake network, allowing users to deposit USDT0 and USDC directly into DeCard and DeCard Luminaries accounts.

Doing so unlocks the ability to spend stablecoins at more than 150 million merchants globally.

The move connects two growing financial frontiers: Digital dollars and real-world payments.

Turning digital dollars into everyday money

DeCard was designed to make paying with stablecoins seamless and convenient. 

Right now, most stablecoin activity remains confined to trading and onchain transfers, far removed from the simplicity of tapping a card or scanning a QR code.

By integrating on Polygon, the go-to network for payments, DeCard gives users a fast, low-cost marriage of onchain assets with real-world spending.

Stablecoin payments, powered by Polygon

Polygon is the reliable, widely adopted chain for payment rails, with deep integrations by major players like Stripe, Revolut, Polymarket, Securitize, Apollo, and more. The network is battle-tested and reliable:

• Enterprise integrations: Polygon is trusted by enterprises as the blockchain rails for payments, RWAs, and programmable money
• Reliable: Battle-tested, founded in 2017, Polygon brings utility to payments service providers right now, not in some distant future
• Low-cost transactions: Fees so small they almost disappear, making micro and small payments economically viable: ~$.001/txn
• Near-instant settlement: Finality in five seconds or less, with near-instant  coming soon

For DeCard users, Polygon means spending stablecoins as easily as swiping a card, without waiting for bridges, conversions, or gas spikes. 

For fintechs: it’s proof that onchain money can move through real-world payment networks.

Together, DeCard and Polygon are creating a real-world payments experience that’s as fast as fintech and as open as blockchain.

From analog networks to Money Rails

Stablecoins are fast becoming the connective tissue between traditional finance and the onchain economy. With Polygon as the execution layer and DeCard as the interface, users gain the ability to store, send, and spend digital dollars globally without ever leaving the blockchain ecosystem.

Want to learn more about the future of money? 

Join Polygon Labs and key movers and shakers across the financial world at Money Rails during Devconnect: A fun, single day of networking, panels, swag, moments of zen, and sudden epiphanies as we lay the rails for the future of money.

About Polygon Labs

Polygon Labs is a Web3 software company developing Polygon Proof-of-Stake network, the premiere blockchain for payments and RWAs, and Agglayer, a unified web of chains that feels like the Internet. Polygon is known as the low-cost, high velocity network, with billions secured in stablecoins, supporting a robust payments ecosystem to help grow Agglayer use cases in an interoperable Web3. Research from Polygon Labs has contributed to the development of widely-adopted zero-knowledge technology, with successful, independent projects incubated through the Agglayer Breakout Program, such as Katana, ZisK, Miden, PrivadoID, and more.

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